Budget Tracker

Net worth EUR 802,872.16
Monthly income EUR 7,675.15
Deductions EUR 6,430.52
Disposable EUR 1,244.63
Disposable excl. savings EUR 6,244.63
Cash and accounts EUR 135,188.11
Investments EUR 667,684.05

Net Worth Across Currencies

Exchange rates are stored as the value of 1 unit in EUR.

CNY CNY 6,419,926.55
EUR EUR 802,872.16
MYR MYR 3,713,123.12
NOK NOK 8,721,519.92
SEK SEK 8,696,871.85
SGD SGD 1,197,644.41
USD USD 941,447.90

Budget Variables

Variable Type Currency Monthly EUR Update
Salary net income MYR EUR 7,675.15
Electricity housing MYR EUR 54.06
Rent housing MYR EUR 627.05
Water housing MYR EUR 1.54
Car insurance Annual cost divided monthly. fixed MYR EUR 24.86
Health insurance Annual cost divided monthly. fixed EUR EUR 103.75
Mobile phone plan fixed MYR EUR 13.84
Food estimate variable MYR EUR 475.70
Fuel variable MYR EUR 64.87
Sport variable MYR EUR 64.87
Investment funds plan saving plan EUR EUR 5,000.00

Accounts

Account Type Balance EUR Update
Bank of China bank CNY 878.12 EUR 109.82
DKB bank EUR 121,809.81 EUR 121,809.81
HSBC Malaysia bank MYR 60,098.60 EUR 12,994.85
N26 bank EUR 73.30 EUR 73.30
PayPal wallet EUR 24.13 EUR 24.13
TnG Wallet wallet MYR 700.00 EUR 151.36
Wise wallet EUR 24.84 EUR 24.84
Total EUR 135,188.11

Stocks and ISIN Holdings

Add a Stooq quote symbol to enable price refreshes for that holding.

Holding Category Units Price Value EUR Update
Amundi Smart Overnight Return LU2082999306 ETF 1,000.000000 EUR 100.99 EUR 100,994.00 EUR 100,994.00
DWS Concept Platow DE000DWSK672 / Flatex FUND 33.000000 EUR 560.00 EUR 18,480.00 EUR 18,480.00
EU 23/44 MTN EU000A3K4D41 / Flatex BOND 100,000.000000 EUR 1.01 EUR 101,130.00 EUR 101,130.00
ISHARES IBONDS DEC 2028 IE000264WWY0 / IB28.DE Stooq IB28.DE at 2026-05-06 17:30:00 BOND 20,000.000000 EUR 5.16 EUR 103,200.00 EUR 103,200.00
VanEck Morningstar Developed Markets Dividend Leaders ETF NL0011683594 / VDIV.DE / Flatex Stooq VDIV.DE at 2026-05-06 17:30:00 ETF 2,573.330056 EUR 52.61 EUR 135,382.89 EUR 135,382.89
VANGUARD FTSE All World IE00B3RBWM25 ETF 33.077534 EUR 154.42 EUR 5,107.83 EUR 5,107.83
Xtrackers MSCI AC World ESG Screened ETF IE00BGHQ0G80 / XMAW.DE / Flatex Stooq XMAW.DE at 2026-05-06 17:30:00 ETF 4,273.333878 EUR 47.60 EUR 203,389.33 EUR 203,389.33
Total EUR 667,684.05

Exchange Rates

Use Frankfurter's public central-bank-rate API to refresh saved rates.

CNY = 0.12505940 EUR2026-05-07 07:51:09 EUR = 1.00000000 EUR2026-05-07 07:41:46 MYR = 0.21622557 EUR2026-05-07 07:51:09 NOK = 0.09205645 EUR2026-05-07 07:51:09 SEK = 0.09231735 EUR2026-05-07 07:51:09 SGD = 0.67037608 EUR2026-05-07 07:51:09 USD = 0.85280573 EUR2026-05-07 07:51:09